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INVEST WITH CONFIDENCE    

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Mortgage and real estate related investments are becoming increasingly popular with investors seeking alternatives to traditional equity and fixed-income products. Squire can align your objectives with an investment that provides:

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• Access to commercial and residential mortgage markets not typically available to individuals

• Greater portfolio diversification with less correlation to stocks, bonds and mutual funds

• Less volatility than equities and more security than bonds

 

An investment in Squire Mortgage Investment Corporation (SMIC) is well suited for investors looking to add a yield product to their portfolio. With our strong understanding of the property markets we meet the needs of investors who are seeking:

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• Higher yields than traditional investment products, such as bonds and GICs (please refer to Risk Factors in the Squire MIC Offering Memorandum)

• Stable, reliable income, with provision for early redemption

• Mitigated interest rate risk, through short term commitments

 

We issue short-term financing loans secured by a mortgage on real property to finance select residential, development and construction projects. Among others, these include:

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• Residential and Commercial 1st and 2nd mortgages

• Equity loans

• Residential construction loans

• Improvement loans

 

The majority of our investors have come through referral.  Squire MIC is becoming increasingly popular with investors by providing:

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Security. First and foremost we focus on capital preservation, through careful risk management. Unlike a bond or a bond fund, our mortgage fund is secured by real property. We diversify our mortgage portfolio across several markets, types of mortgages and properties.

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Predictable income. We distribute income quarterly, which you can reinvest to earn compounded returns.

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Low volatility. Our mortgages are short term in nature (typically 12 months for residential), which acts as a hedge against interest-rate risk and real estate market conditions.

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Tax savings. Our mortgage fund is RRSP and RRIF eligible.

 

Mortgages are originated through mortgage broker partners. We underwrite, fund and manage each of the mortgages in our fund. Our common sense underwriting focuses on: loan to value ratios; location & type of property; borrower credit and debt serviceability; and market analysis. We confirm and verify our analysis by scrutinizing all supporting documentation including; credit reports; approved third-party appraisals; proof of income; NOA’s; etc.  We combine this rigorous assessment with our experience and qualitative judgement. 

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